Refund Eligibility Checker
Check Your Refund Eligibility
Enter your cancellation details to determine if you qualify for a cash refund from loveholidays.
When a booked getaway falls through, the first question on most people’s minds is: can I get my money back from loveholidays? Whether a sudden work deadline, a health issue, or a travel warning forces you to cancel, you deserve a clear path to a refund - or at least a sensible alternative. This guide walks you through loveholidays’ own policy, the legal backdrop, and the practical steps you can take to reclaim your cash or secure a useful voucher.
What loveholidays’ Refund Policy Actually Says
loveholidays is a UK‑based online travel retailer that bundles flights, hotels, and transfers into a single package. On its website, loveholidays outlines a three‑tier refund approach:
- Full cash refund if the airline or accommodation cancels the service and offers no alternative.
- Partial refund or voucher when the provider allows a re‑booking within a set window.
- No refund if you cancel beyond the free‑cancellation deadline and the provider does not offer compensation.
The key phrase in the fine print is “subject to the supplier’s terms”. That means loveholidays can only pass on what the airline, hotel, or tour operator permits. Understanding those supplier rules is the first job you need to complete.
When Are You Eligible for a Cash Refund?
Eligibility hinges on three main factors:
- Timing - Most loveholidays bookings include a free‑cancellation window (usually 24‑48 hours after purchase, but it varies by product). Cancel within that window and you’ll typically get a full refund automatically.
- Reason for cancellation - If the airline announces a flight cancellation, or the hotel closes due to an emergency, loveholidays must offer a cash refund under the EU Package Travel Directive. For personal reasons (illness, change of plans), the refund depends on the supplier’s policy.
- Documentation - Providing a valid Booking Reference and any supporting documents (medical certificate, airline cancellation notice) speeds up the process.
If any of these elements are missing, loveholidays may offer a voucher instead of cash. That’s why keeping all paperwork handy is crucial.
Step‑by‑Step: How to Request Your Refund
- Log into your loveholidays account and locate the Booking Reference for the trip you want to cancel.
- Review the Cancellation Policy displayed on the booking page. Note the deadline for a full cash refund.
- If you’re within the free‑cancellation window, click the “Cancel Booking” button and select “Full Refund”. The system will generate a confirmation email within 24 hours.
- For cancellations outside the free window, gather any supporting evidence (e.g., airline cancellation email, doctor’s note) and contact loveholidays’ support via the live‑chat or email form. Reference your Booking Reference and clearly state whether you’re requesting a cash refund or a voucher.
- After submitting, loveholidays will liaise with the supplier. Expect a response within 5-10 business days. If the supplier only offers a voucher, you can still argue for a cash refund under the Consumer Rights Act if the service was not provided.
- Once approved, the refund will be credited to the original payment method (credit/debit card, PayPal). This can take up to 14 days depending on your bank.
Patience and clear documentation are your best allies during this process.

Alternative Paths to Recover Your Money
If loveholidays refuses a cash refund, you still have options:
Option | Eligibility | Timeframe | Pros | Cons |
---|---|---|---|---|
Voucher (loveholidays credit) | Supplier offers re‑booking only | Immediate issuance | Can be used for future trips; often no expiry | Locks money into one platform |
Credit Card Chargeback | Payment made by credit card; dispute within 120 days | 2-8 weeks after filing | Bypasses loveholidays; you get cash back | Requires proof; can be denied if supplier provided a voucher |
Travel Insurance Claim | Policy covers trip cancellation for covered reasons (illness, severe weather) | Usually 10-15 business days | Often covers non‑refundable expenses like flights | Requires a paid policy before cancellation |
Small Claims Court | All other routes exhausted; amount under £10,000 (UK) or CAD 15,000 (Canada) | 1-3 months for a judgment | Legal enforceability | Potential legal fees and time |
Each alternative has its own set of requirements. A credit‑card chargeback is often the quickest route if you booked with a card and loveholidays won’t issue cash. Travel insurance is a safety net you should consider buying before any non‑refundable booking.
Common Pitfalls and How to Avoid Them
- Waiting too long - The longer you wait after a cancellation, the weaker your case becomes. Suppliers can claim the deadline passed.
- Not keeping records - Emails, screenshots, and PDFs of the booking confirmation, cancellation policy, and any supplier notices are essential evidence.
- Accepting a voucher without negotiating - If you need cash, ask for a direct refund first. Vouchers are only useful if you plan to book another trip within a year.
- Ignoring the Consumer Rights Act - This UK law treats failed services as a breach, meaning you’re entitled to a full refund unless an alternative is agreed.
- Overlooking travel insurance - Many cheap packages skip insurance. Adding a policy for €15‑€30 can save you the cost of a full refund battle.
By staying organized and knowing your rights, you can turn a frustrating cancellation into a smooth recovery.

Quick Refund Checklist
- Locate your Booking Reference and original payment method.
- Read the Cancellation Policy for free‑cancellation deadlines.
- Gather supporting documents (airline notice, medical certificate, insurance policy).
- Submit a cancellation request through loveholidays’ portal or contact support.
- If denied, file a credit‑card chargeback or contact your travel insurer.
- Keep a record of all communications for potential legal action.
Frequently Asked Questions
Can I get a full refund if I cancel after the free‑cancellation window?
Only if the airline or hotel cancels the service. For personal reasons, loveholidays usually offers a voucher or a partial refund based on the supplier’s terms.
How long does a loveholidays cash refund take?
Refunds to the original payment method typically appear within 7‑14 business days after approval, though some banks may need extra processing time.
What is a credit‑card chargeback and when can I use it?
A chargeback is a dispute filed with your card issuer that reverses the transaction. You can use it if loveholidays refuses a cash refund and you paid with a credit card, usually within 120 days of the purchase.
Does travel insurance cover cancellations on loveholidays?
Most comprehensive policies cover cancellations for medical reasons, severe weather, or government travel advisories. Check your policy’s “cancel for any reason” clause if you want broader protection.
Can I claim a refund under the Consumer Rights Act?
Yes. If the supplier fails to provide the booked service, the Act treats it as a breach, giving you the right to a full cash refund, unless you accept an alternative like a voucher.
Getting your money back from loveholidays isn’t always automatic, but with the right paperwork, a clear understanding of policies, and a few strategic steps, you can protect your wallet and move on to the next adventure.